PROJECT COMPASS

Understand the future of money.
Build the skills to manage it yourself.

Banks. Crypto. Wallets.

Understand how money is changing and learn practical skills for managing your own digital assets.

Free 15-minute consultation on LINE Contact by emailcompass.ryu@gmail.comExplore the lesson

Online or in person in Fukuoka | Review the lesson and price before you decide

01 / WHY UNDERSTANDING MATTERS

The balance is there.
But you cannot withdraw it.
Or send it.

Having money and being able to use it when you need it are not always the same thing.

That is why it helps to understand how different financial services work and who manages your money.

There is more to understand than where you keep your money.

Bank deposits, crypto exchanges and self-custody wallets work differently. Who manages them, how you use them and what you need to know all vary.

PROJECT COMPASS starts with those differences, then guides you through the basics of wallet setup, sending, receiving and backups with hands-on practice.

Using a wallet will not lift a bank withdrawal restriction. Nor does it guarantee that you can send funds or make payments in every situation.

Online ¥33,000In person in Fukuoka ¥38,000Includes a ¥5,000 fee for one visit within an agreed service areaSee lesson details and pricing ↓

02 / WALLET SKILLS

Turn understanding into practice.
Learn to check and operate things yourself.

Wallet Skills / Practical wallet education

Understanding custody is the starting point. With Wallet Skills, you can ask questions and try the steps yourself, rather than simply listen to an explanation.

Understand exchange custody and self-custody.

Practise the checks to make before sending and receiving.

Understand how backups and recovery work.

Ask questions and work through anything that is unclear.

“What is a network?”→ Learn what to check before a transfer.

“What if I lose my device?”→ Understand the link between backups and recovery.

02 / A REAL EXAMPLE

This has happened
in other countries.

Lebanon Crisis from 2019 onward / World Bank report published in 2024

Banking crises overseas have led to withdrawal restrictions, leaving people unable to freely use money they needed. In Lebanon, access to foreign-currency deposits was restricted.

The crisis involved more than access restrictions: it also brought banking-sector losses and a sharp fall in the currency’s value.“Can I withdraw it?” and “How much value remains?” are related but distinct questions.

Japan has different institutions and circumstances. This example is not a prediction that the same events will happen in Japan.

World Bank: Lebanon — A Systematic Country Diagnostic (August 2024; executive summary and banking sector) ↗ Source checked: October 30, 2026

The aim is not to predict a crisis, but to understand
the systems you rely on to use your money.

03 / UNDERSTAND THE DIFFERENCE

Banks. Exchanges. Wallets.
A similar balance display. Different systems.

Who manages the assets, how can you use them, and what responsibilities do you have? Start with these three differences.

Bank deposits

A system for depositing and withdrawing money through a bank.

Depositors have a claim against the bank for repayment of their deposits. In Japan, eligible deposits are protected by the deposit insurance system.

Access depends on the bank’s services and procedures.

See protections and limitations

Who manages it?: You have a claim against the bank for repayment of your deposit. The bank manages the account and the withdrawal process.
How do access and transfers work?: You use the bank’s systems and procedures, subject to its operating hours and transaction terms.
What if something goes wrong?: Contact the bank first. A temporary service outage and a bank failure are different issues.
What responsibilities and limitations matter?: In Japan, eligible general deposits are protected up to ¥10 million in principal per depositor, per financial institution, plus eligible interest accrued up to the date of failure. Eligible payment and settlement deposits are fully protected if they meet all three requirements: they bear no interest, are payable on demand and provide payment or settlement services. Foreign-currency deposits and certain other deposits are excluded. This protection does not guarantee immediate access at all times.

Financial Services Agency (Japan): Deposit insurance ↗ ／ Deposit insurance guide (Japanese PDF) ↗ Checked: October 30, 2026

Crypto exchanges

A service for holding and trading crypto through a provider.

Trading and withdrawals depend on the exchange’s systems and procedures.

Customer rights and asset protections vary by country, provider and contract.

See custody arrangements and limitations

Who manages it?: In a custodial service, the provider manages crypto assets and private keys on behalf of its customers.
How do access and transfers work?: Withdrawals depend on the provider’s procedures and systems, including withdrawal requests and identity checks. Maintenance and other events can interrupt withdrawals.
What if something goes wrong?: Contact the provider. Customer rights and protections depend on the country, service and contract.
What responsibilities and limitations matter?: Registered providers in Japan are subject to requirements such as segregation of customer assets. However, crypto assets are not covered by bank deposit insurance. An outage or withdrawal suspension should not be treated as the same thing as insolvency or permanent loss.

Financial Services Agency (Japan): Information for crypto users (Japanese) ↗ ／ Financial Services Agency (Japan): Customer-asset segregation (Japanese PDF) ↗ Checked: October 30, 2026

Self-custody wallets

You manage the private keys and authorise crypto transfers yourself.

You can operate a wallet without entrusting your private keys to an exchange. You also take responsibility for backups and precautions against transfer mistakes.

Self-custody alone cannot solve every problem, including network outages or restrictions imposed by services you use.

See self-custody responsibilities and risks

Who manages it?: You manage your private keys and sign transactions. A wallet is a tool for interacting with assets recorded on a blockchain.
How do access and transfers work?: You authorise transactions using your device and wallet, and the supported network processes them. Fees and network congestion can affect transactions.
What if something goes wrong?: Recovery may be possible with a compatible backup. If you lose your private keys or backup, a support desk may be unable to recover access.
What responsibilities and limitations matter?: You take on greater responsibility for loss, theft and mistaken transfers. Legal rights and the technical ability to operate with a key are different things. Network, device, issuer, conversion and payment-acceptance risks remain.

ethereum.org: How wallets work ↗ ／ ethereum.org: How to use a wallet ↗ Checked: October 30, 2026

Sources: Financial Services Agency (Japan): Deposit insurance ↗ ／ Deposit insurance guide (Japanese PDF) ↗ ／ Financial Services Agency (Japan): Information for crypto users (Japanese) ↗ ／ Financial Services Agency (Japan): Customer-asset segregation (Japanese PDF) ↗ ／ ethereum.org: How wallets work ↗ Checked: October 30, 2026. This is a general comparison. Specific rights, protections and procedures depend on the applicable rules and contracts.

The aim is not to find an option that is “completely safe,” but to understand the differences and make your own decisions.

This is not a recommendation to move your bank savings into crypto.

04 / A SMALL TEACHING SAMPLE

For example: what to check before you send.

The same crypto asset can exist on different networks. Before pressing Send, work through what needs to be checked.

Transfer checksLearning diagram only — not a real transaction

Sender
Your wallet

The same network, supported by both sides

Recipient
Recipient’s wallet or service

01
Recipient address
Is this the address the recipient provided? Check the complete address.
02
Supported network
Check that both the sender and recipient support it.
03
Amount and fees
Check the amount, required fees and available balance.
04
Transaction status
After sending, check whether the transaction is pending, confirmed or in another state.

These are selected basic checks using Ethereum as an example, not a complete safety checklist. Procedures and supported features vary by asset, network and service.ethereum.org: How to use a wallet ↗ / Checked: October 30, 2026

05 / WALLET SKILLS

Go beyond knowing the theory.
Try it yourself, at your own pace.

Wallet Skills Practical wallet education

Understand the basics

Build an understanding of crypto, blockchains and exchanges.

Compare custody options

Explore exchange custody, self-custody, software and hardware wallets, and the responsibilities and risks of each.

Set up on your own device

Operate your own device with guidance from the instructor.

Practise receiving and sending

Check addresses, networks, fees and transaction confirmations.

Understand backup and recovery

See how backups and recovery work using a demonstration wallet.

Review and take it with you

Repeat essential steps and check your understanding. Take home a checklist to help you review.

AT YOUR PACE

Time to work through questions,
not just fill the hours.

One private, one-to-one session, with up to five hours reserved, including breaks. We work at your pace and focus on your questions. The lesson may finish earlier when appropriate. Repeated questions are welcome.

You retain control of your devices, assets, PINs, passwords, private keys and recovery phrases. The instructor does not view or receive your secret information, hold your assets or carry out transactions for you.

06 / IS THIS FOR YOU?

Does this sound familiar?

You own crypto but cannot explain the difference between custody options.

You feel unsure about setting up a wallet or making transfers on your own.

You want to learn by asking questions and practising, rather than only reading.

You are also welcome to ask for a consultation if you do not own crypto yet.

We confirm the devices, hardware, practice crypto and supported services needed before the lesson. This is not a profit-making course or a recommendation to buy crypto.

YOUR GUIDE

Ryuben

COMPASS instructor Based in Fukuoka · Online lessons available

Contact me on LINE ↗Contact by emailcompass.ryu@gmail.com

07 / MEET YOUR GUIDE

Your questions deserve clear answers.

Ryuben | PROJECT COMPASS private lessons

With teaching experience in the Philippines, Ryuben has also provided paid, one-to-one crypto wallet lessons in Japan.

Get an explanation
Watch a demonstration
Check it together
Try it yourself

Learn the basics of wallet setup, receiving, sending and backups at a pace that fits your understanding and questions. You are welcome to ask for something to be explained again.

You make the decisions. You stay in control.

We do not take custody of your assets or secret information. You operate your own device and check the steps yourself.

08 / ONE LESSON, TWO WAYS

Understand the lesson and the price before you decide.

The same lesson, delivered in the way that suits you.

Wallet SkillsPractical wallet education

Online¥33,000

In person in Fukuoka¥38,000

Lesson ¥33,000 + visit fee ¥5,000 One visit within a service area agreed in advance.

These are delivery options for the same lesson, not separate products.

Ask if it is right for you — free 15-minute consultation Contact by emailcompass.ryu@gmail.com

What is included

One private session, up to five hours including breaks
Six learning stages with hands-on practice
Questions and repeated explanations during the lesson
A take-home checklist

What you need to provide

You provide your own devices, any necessary hardware and crypto for practice. Supported equipment, costs and lesson conditions are confirmed before you book.

09 / LET’S TALK

Start with 15 minutes.
Let’s work out what you want to learn.

Contact us on LINE

Add the account as a friend and send a message saying you would like a consultation.

Arrange a time

We confirm your preferred time and consultation method by reply. The appointment is agreed through the conversation.

Discuss the lesson

We ask about your experience and questions and explain what the lesson can cover.Decide whether to book a paid lesson after reviewing its scope and price.

The free consultation helps clarify your learning needs and what we can cover. It does not include wallet setup or hands-on practice. You are welcome to finish after the consultation without booking a lesson.

Free 15-minute consultation on LINE Contact by emailcompass.ryu@gmail.com

10 / QUESTIONS

Frequently asked questions

Can I ask for a consultation if I do not own crypto?

Yes. You do not need to own or buy crypto for the free consultation. We discuss what you want to learn before confirming any preparation needed for a lesson.

How is the free consultation different from the paid lesson?

The free 15-minute consultation covers your experience, questions and the lesson’s scope. It does not include setup or hands-on practice. The paid Wallet Skills lesson includes six learning stages and guided individual practice.

What do I need to prepare?

You provide your own devices, any necessary hardware and crypto for practice. We confirm supported equipment, services and costs before you book. You do not need to send secret information over LINE.

Is the lesson suitable for beginners?

We start with the basics and adjust explanations to your understanding. Repeated questions are welcome. The consultation helps establish your goals and preparation needs. We do not guarantee that you will master every skill within five hours.

Do I hand over my assets or recovery phrase?

No. You keep control of your devices, assets, PINs, passwords, private keys and recovery phrases, and do not show secret information to the instructor. The instructor does not hold your assets or operate or authorise transactions for you. Recovery demonstrations use a demonstration wallet.

Does self-custody make everything safe?

No. Lost or stolen keys or backups, scams and mistaken transfers can lead to losses. Network and device dependencies, conversion and payment acceptance also remain relevant. We explain the trade-offs of both exchange custody and self-custody.

Will you recommend which crypto to buy or when to trade?

This is an educational service about how systems work and how to use them. We do not provide individual buy or sell instructions, asset-allocation recommendations, trading signals, investment management or guarantees of profit.

What about follow-up questions or cancellations?

Please confirm follow-up arrangements, booking and cancellation conditions over LINE before you book. Requesting a free consultation does not create a paid lesson contract.

YOUR NEXT STEP

Turn what you do not yet know
into preparation for tomorrow.

Who manages the assets? What is protected? What do you need to understand? Start by making sense of the questions you have today.